The XRP value surged almost 3% on Thursday, bringing the psychologically important $2 degree inside putting distance.
The transfer comes amid Ripple’s aggressive growth of its digital asset ecosystem, highlighted by a strategic partnership with DXC Know-how (DXC).
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XRP Value Eyes the $2 Mark As Ripple Expands Banking Attain
As of this writing, the XRP value was buying and selling for $1.96, simply shy of the $2 threshold after a 2.95% climb within the final 24 hours.
Ripple (XRP) Value Efficiency. Supply: BeInCrypto
The surge comes barely a day after Ripple President Monica Lengthy highlighted sturdy forecasts for 2026. It additionally follows Ripple CEO Brad Garlinghouse’s look on the World Financial Discussion board (WEF) in Davos, Switzerland.
Nonetheless, the most recent features for the Ripple token comply with the community’s collaboration with DXC Know-how, which goals to bridge conventional banking infrastructure with enterprise blockchain options.
DXC Know-how (NYSE:DXC) proclaims a partnership with Ripple to combine blockchain know-how into its Hogan core banking platform, enabling monetary establishments to undertake digital asset capabilities with out disrupting their current infrastructure.
The collaboration will… pic.twitter.com/H6o5lkpbwo
— Chad Steingraber (@ChadSteingraber) January 21, 2026
DXC introduced that it’s going to combine Ripple’s digital asset custody and cost options into its Hogan core banking platform. Reportedly, the platform manages over 300 million deposit accounts with a complete worth exceeding $5 trillion globally.
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The mixing goals to allow monetary establishments to supply digital asset custody, tokenization, and cross-border cost providers with out disrupting current core banking techniques.
“For digital assets to move into the financial mainstream, institutions need secure custody and seamless payment capabilities,” learn an excerpt within the announcement, citing Sandeep Bhanote, World Head and Basic Supervisor of Monetary Companies at DXC.
In accordance with Bhanote, DXC Know-how’s work with Ripple brings these capabilities collectively in a manner that enables banks to have interaction within the digital asset ecosystem with out altering their core techniques.
By this collaboration, Ripple Funds, a licensed end-to-end cross-border answer, and Ripple Custody, designed for institutional digital asset administration, might be embedded into DXC’s enterprise banking infrastructure.
This integration permits banks and fintechs to undertake digital asset capabilities whereas sustaining regulatory compliance and operational continuity.
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“Banks are under increasing pressure to modernize while continuing to operate on complex infrastructure,” added Joanie Xie, VP and Managing Director, North America at Ripple. “Our partnership with DXC brings digital asset custody, RLUSD, and funds instantly into the core banking environments establishments already belief.
Collectively, they’re enabling banks to ship safe, compliant digital asset use instances at enterprise scale with out disruption.
Institutional Adoption Good points Momentum as Ripple Scales Globally
The initiative represents a major step in Ripple’s ongoing effort to drive adoption of its digital property throughout mainstream monetary establishments.
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Whereas the stablecoin RLUSD has skilled file highs following institutional curiosity in markets just like the UAE, its market capitalization stays modest at $1.4 billion, a tiny fraction of the $309 billion world stablecoin market.
XRP, in the meantime, continues to encourage optimism because the broader Ripple ecosystem expands and adoption narratives strengthen.
The DXC–Ripple partnership alerts rising institutional acceptance of blockchain-enabled options in core banking techniques.
By offering “last-mile connectivity” between TradFi and on-chain property, the collaboration reduces the friction banks face in experimenting with digital currencies. This might allow real-world deployment at scale.
Ripple’s strategic enterprise push, mixed with XRP’s current value momentum, might encourage additional curiosity from each institutional and retail members.
