Standard, Inc. (NASDAQ: BPOP) reported web revenue of $234 million for the quarter ended December 31, 2025. For the complete 12 months 2025, the corporate reported web revenue of $833 million. This fall 2025 web revenue elevated 31 % from $178 million in This fall 2024. Full 12 months 2025 web revenue elevated 36 % from $614 million in 2024.
- Market Capitalization
- Newest Quarterly Outcomes
- Full-Yr Outcomes Context
- Chart 1: Working Efficiency – Internet Curiosity Revenue Pattern
- Chart 2: Market Efficiency – 3-Month Inventory Value Pattern
- Enterprise and Operations Replace
- M&A and Strategic Strikes
- Fairness Analyst Commentary
- Steerage and Outlook
- Asset High quality
- Efficiency Abstract
Market Capitalization
Standard held whole belongings of $75.3 billion at December 31, 2025. The corporate is the main monetary establishment in Puerto Rico by belongings and deposits. Frequent shares excellent totaled 65.7 million shares at year-end 2025. The corporate operates 192 banking branches throughout Puerto Rico, the U.S. Virgin Islands, and mainland United States.
Newest Quarterly Outcomes
Internet curiosity revenue in This fall 2025 was $657.6 million, a rise of $11.0 million from Q3 2025 and a rise of $66.8 million from This fall 2024. Internet curiosity margin was 3.61 % in This fall 2025, in comparison with 3.51 % in Q3 2025 and three.35 % in This fall 2024. Non-interest revenue was $166.3 million in This fall 2025, in comparison with $171.2 million in Q3 2025 and $164.7 million in This fall 2024. Working bills totaled $473.2 million in This fall 2025, in comparison with $495.3 million in Q3 2025 and $467.6 million in This fall 2024. Return on common tangible widespread fairness was 14.39 % in This fall 2025, in comparison with 13.06 % in Q3 2025 and 11.22 % in This fall 2024.
Full-Yr Outcomes Context
Internet curiosity revenue for the 12 months totaled $2.54 billion, a rise of $259 million from 2024. Internet curiosity margin expanded to three.49 % from 3.24 % in 2024. Whole provision for credit score losses was $260 million in 2025, in comparison with $257 million in 2024. Non-interest revenue was $658 million in 2025, in comparison with $659 million in 2024. Whole working bills have been $1.93 billion in 2025, together with a goodwill impairment cost of $13 million. Return on common tangible widespread fairness was 13.04 % in 2025, in comparison with 9.85 % in 2024.
Chart 1: Working Efficiency – Internet Curiosity Revenue Pattern
Chart 2: Market Efficiency – 3-Month Inventory Value Pattern
Enterprise and Operations Replace
Loans held in portfolio elevated to $39.3 billion at December 31, 2025, from $37.1 billion at December 31, 2024. Industrial loans elevated $1.1 billion. Mortgage loans elevated $0.4 billion. Development loans elevated $0.3 billion. Deposits totaled $66.2 billion at December 31, 2025, in comparison with $64.9 billion at December 31, 2024. Whole borrowings have been $1.4 billion at December 31, 2025, in comparison with $1.2 billion at December 31, 2024.
M&A and Strategic Strikes
The corporate repurchased 4.66 million shares of widespread inventory for $502 million at a mean value of $107.61 per share throughout 2025. A brand new $500 million widespread inventory repurchase authorization was introduced in Q3 2025. As of December 31, 2025, $281 million remained accessible for repurchase. The quarterly widespread inventory dividend was elevated to $0.75 per share from $0.70 per share.
Fairness Analyst Commentary
The corporate reported that administration is executing on strategic targets together with strengthening buyer relationships, bettering productiveness, and decreasing prices. Administration indicated the corporate is advancing transformation initiatives and aiming to ship sustainable, worthwhile progress.
Steerage and Outlook
The corporate didn’t present formal earnings steering for 2026. Administration said focus areas embrace executing the strategic framework to be the primary financial institution for patrons, simplifying operations, and attracting prime expertise.
Asset High quality
Non-performing loans have been $498 million at December 31, 2025, or 1.27 % of whole loans. Non-performing loans have been $351 million, or 0.95 % of whole loans at December 31, 2024. Internet charge-offs have been $50 million, or 0.52 % annualized in 2025, in comparison with $68 million, or 0.68 % annualized in 2024. Allowance for credit score losses totaled $808 million, or 2.05 % of whole loans.
Efficiency Abstract
Standard reported This fall 2025 web revenue of $234 million and full 12 months 2025 web revenue of $833 million. Internet curiosity margin expanded in each This fall 2025 and full 12 months 2025. Loans elevated 6.0 %. Deposits elevated 2.0 %. Return on common tangible widespread fairness reached 14.39 % in This fall 2025. Frequent Fairness Tier 1 ratio was 15.72 % at year-end 2025.
Commercial
