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Asolica > Blog > Finance > Roads to Retirement
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Roads to Retirement

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Last updated: January 19, 2026 5:02 pm
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4 weeks ago
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Broadcast Retirement Community’s Jeffrey Snyder discusses the musical and monetary journey of singer and songwriter Pentley Holmes.

Jeffrey Snyder, Broadcast Retirement Community

Hey everybody, I am Jeff Snyder. I’ve devoted over 20 years of my life serving to Individuals throughout this nation save and plan for his or her monetary future. I am beginning out on a journey to teach Individuals and assist get individuals on this nation saving.

Be a part of me as we go on The Roads to Retirement. What’s extra American than listening to stay music in a small city espresso store? So once I heard singer-songwriter Petley Holm acting at Scout’s Espresso Bar in Highbridge, New Jersey, I jumped on the likelihood to satisfy up with him.

And I introduced my guitar within the off likelihood he may ask me to hitch him for a tune. I feel you form of know the place that is headed. Welcome everyone.

We’re right here at Scout’s Espresso Bar and Mercantile right here in Highbridge, New Jersey, sitting down with singer-songwriter, musician, and simply general good individual, Hentley Holmes. Hentley, thanks for becoming a member of us on the present as we speak.

Pentley Holmes, Singer & Songwriter

Thanks for having me.

Jeffrey Snyder, Broadcast Retirement Community

I need to begin together with your motivation. What obtained you? When do you know you wished to be a singer-songwriter and musician?

Pentley Holmes, Singer & Songwriter

I feel it began out as like simply joking round, you understand, everyone needs to play guitar and it simply form of grew right into a ardour, you understand. I noticed individuals performing out in my scene and I simply at all times felt like I might do it. I’ve at all times beloved music and it is one thing that is simply at all times been inside me.

Jeffrey Snyder, Broadcast Retirement Community

And up till lately, you had different jobs, help your transition into music. What was that like? Type of managing a number of jobs?

Pentley Holmes, Singer & Songwriter

I do not know. I’ve at all times been a tough employee and I really feel like working in just like the service trade, warehouse trade, is like extra motivating as a result of I might at all times see like, particularly within the service trade, there’s a lot of creatives round me, waiters and waitresses, they’re all aspiring to be individuals. It is simply what you bought to do to place meals on the desk, you understand, pay the payments.

What motivated you to change into a musician? Who have been your influences? I feel a variety of my influences got here from my dad and mom as a result of like rising up, you robotically hearken to what they’re listening to.

There’s like a lot of boys to males rising up and I feel that is the place I pulled my vocal talents from. However musically, there was some Otis Redding and Sam Cooke. Being residence alone after college, I might watch MTV and see like Hootie and the Blowfish.

I used to hearken to a variety of Hootie, Matchbox 20 and stuff like that.

Jeffrey Snyder, Broadcast Retirement Community

What is the course of to jot down? I do know we have been speaking and also you used to do a variety of journaling, however what’s that course of prefer to create music?

Pentley Holmes, Singer & Songwriter

It is like you’ve got one thing in your thoughts and also you’re attempting to essentially work out the correct strategy to say it so that you’re going to perceive precisely what I am saying, how I really feel once I’m saying it. So it is a actually, it is an intense course of and I prefer to take it sluggish. So it’s going to normally come like I am going to have like a guitar riff or one thing that I have been enjoying for some time and simply writing every single day.

It is like generally I write the identical factor day after day and it will be like, okay, so perhaps I might put this right into a tune and like I really feel like writing it down first as like inside entry makes it easier on me to make you in a position to relate to it if that is sensible.

Jeffrey Snyder, Broadcast Retirement Community

, this present is about retirement and also you began your personal enterprise and with that comes managing a price range to journey throughout the nation. There’s gasoline, all this stuff that you must take into consideration. What was that course of like?

Pentley Holmes, Singer & Songwriter

Effectively, the method is such as you talked about gasoline. I am at all times eager about gasoline. Being that I drive, it is identical to I am continuously conscious of the gasoline costs.

So it is like once I begin my journey out, I do have a price range. So I do a basic journey to see like the place my longest journey goes after which I add up all of the miles and distances in between. So I’ve a basic concept of how a lot I will be spending on gasoline and I steadiness that with what I am making and what it may value to eat every single day and lodging.

A number of occasions I wait until the final minute to get a lodge as a result of I look on strains, boards and issues like that to see if there’s individuals. And persons are simply so beneficiant that like, you understand, they will give you the sofa for the evening and it is identical to I am getting higher at it. I am not good on the planning and budgeting, however I am engaged on it.

It is a course of. It is like something you simply be taught and develop and maintain doing it.

Jeffrey Snyder, Broadcast Retirement Community

You are a younger man, however eager about age 65, age 70, can you concentrate on saving for retirement and placing cash away?

Pentley Holmes, Singer & Songwriter

Undoubtedly. Like I am eager about like, I am not at all times eager about it now as a lot as I ought to be, however this can be a time that I ought to actually begin, even when it is just a bit bit like placing apart one thing in an curiosity bearing account. So I’ve, it is simply so I’ve one thing rolling, you understand, to construct.

And it is, I do not know, as a result of perhaps one thing will occur the place I lose my voice and I will not be capable of maintain this sort of residing for a very long time.

Jeffrey Snyder, Broadcast Retirement Community

And also you simply obtained to be ready. I hope that I’m extra productive than I’m as we speak at my age. , I feel as a musician, I imply, I do know that musicians that I observe, I really like the Grateful Lifeless.

We have been speaking about that off digital camera. These guys are nonetheless enjoying of their 70s. I feel in case you have the fervour to play, you may proceed doing it.

And in case you have the fervour for something, you proceed to discover a strategy to do it. And perhaps, you understand, you are not lifting heavy amplifiers or heavy guitars or no matter. Perhaps you discover one other strategy to contribute otherwise you’re writing music otherwise you’re doing one thing else.

Pentley Holmes, Singer & Songwriter

You need to have the ability to get pleasure from your older age. That is what I feel. Such as you talked about the Grateful Lifeless.

It is like, yeah, these guys are older, however they’re nonetheless like, they’re nonetheless residing so laborious. Phil Lesh continues to be up there enjoying bass and like, you understand, it is simply, I feel it is wonderful. , he would not really feel outdated, you understand, he is simply going for it.

Jeffrey Snyder, Broadcast Retirement Community

What do you discover so great about performing for different individuals?

Pentley Holmes, Singer & Songwriter

Probably the most superior factor is simply connecting with individuals. It is like a tune that I wrote in my bed room a few private expertise. I get to play out right here and persons are like, yo, I really like that tune that you just simply performed.

And I used to be like, actually touched me. And I actually suppose it is actually cool that how individuals can take a tune that you’ve got written they usually can like, you understand, they’ll develop their very own story and interpretation of that. When that occurs, it is identical to, that is what it is about.

That is why I do it. And that is why generally I can take a gig for like no cash and nonetheless get essentially the most enriching expertise out of it.

Jeffrey Snyder, Broadcast Retirement Community

Look, I am an enormous fan, however I’ve an enormous request. Do you suppose perhaps if I might play with you for one tune?

Pentley Holmes, Singer & Songwriter

I would like it, man. I would like to. I would like to jam.

Jeffrey Snyder, Broadcast Retirement Community

I simply need to thank Nicole and Adam, who’re the homeowners of Scouts and a extremely great venue, nice location. And so they have been actually allowed us to come back in and file right here. So thanks to them.

Pentley is undoubtedly gifted and Nicole and Adam have created a second residence that’s serving to them to avoid wasting for his or her household’s future. When pursuing a profession within the arts, it is essential that Pentley invests in himself. In spite of everything, he’s his enterprise and he’s his most essential funding.

Effectively, Pentley’s knocking and I am positive doorways will open together with his stage of expertise. Mama, take these weapons off of me. I will not shoot them anymore.

It is getting darkish, too darkish to see. And I really feel like knocking on heaven’s door. Yeah, yeah.

All proper, yet another time. As Individuals, we put a lot of our vitality into our households, buddies and pursuing our passions, typically residing for the second to the detriment of our futures. What’s clear to me is that we’re all on our personal path, however it’s so essential to steadiness as we speak with being conscious about tomorrow.

I hope you get pleasure from these conversations. I am Jeff Snyder and I stay up for assembly you on the roads to retirement.

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