Ripple’s latest wave of high-profile acquisitions indicators rising energy and ambition in bridging conventional finance with crypto.
But issues persist that Ripple’s reliance on XRP-linked financing exposes weaknesses within the firm’s long-term monetary sustainability and its ecosystem’s actual utility.
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Progress Outpaces Token Utility
Ripple’s latest acquisitions, together with Hidden Highway and GTreasury, underline its accelerated push into conventional finance and its effort to broaden monetary infrastructure into company markets.
Nevertheless, Ripple’s rising footprint in conventional finance has reignited long-standing issues about XRP’s utility and relevance. These newly acquired providers primarily goal institutional purchasers that depend on standard monetary devices, leaving XRP with little to no position of their core operations.
The frst query to even ask is:
How does the XRP token develop into extra helpful from any of this?
The circled half is the main target of what Ripple Prime is getting used for: “Enhancing the utility and reach of Ripple’s stablecoin, RLUSD.”
1. RLUSD is 90% issued on Ethereum, which… pic.twitter.com/03huA7iaZV
— Fishy Catfish (@CatfishFishy) October 24, 2025
This disconnect has develop into a focus of rising scrutiny amongst analysts and traders, who query whether or not Ripple’s enterprise enlargement really helps the long-term worth of its token.
Monetary Dependence Conflicts With XRP Roadmap
Regardless of latest acquisitions, Ripple’s monetary actuality nonetheless closely depends upon XRP gross sales and tokenomics. The corporate continues to carry and launch giant volumes of XRP.
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These periodic gross sales, managed via an escrow system, have lengthy served as a key supply of liquidity and operational funding for the agency.
But this reliance on promoting XRP contrasts with the corporate’s long-promoted imaginative and prescient of the token as a purposeful bridge forex fairly than a monetary asset.
For years, the narrative has been that XRP would develop into the bridge forex, settlement gas, and utility token inside XRPL and Ripple’s infrastructure. However new information introduces a structural disconnect.
An efficient instance is Ripple’s RLUSD stablecoin.
As of the start of October, RLUSD has reached a market cap of almost $789 million. But, BeInCrypto reported earlier that round 88% of RLUSD’s provide is on Ethereum, not XRPL.
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Many XRP holders anticipated RLUSD adoption to extend demand for the token. Transactions on the XRP Ledger require small XRP charges which are burned. Nevertheless, most RLUSD exercise occurs outdoors the Ledger altogether, limiting its impression on the token’s total utility.
This example has created a strategic pressure for Ripple, which is increasing past XRP’s unique objective. As soon as anticipated to profit from this progress, the token performs solely a restricted position in new operations.
To this point, this shift has not led to higher XRP utilization or burns, elevating doubts about its real-world utility.
The talk over XRP’s relevance has now expanded to incorporate how Ripple manages and influences the circulation of its token.
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XRP Buyback Raises Recent Questions
Ripple’s intervention in XRP’s market has added one other layer to the controversy over the token’s utility.
The corporate lately revealed plans to lift $1 billion price of XRP to ascertain a digital asset treasury, one of many largest fundraising efforts centered on a single cryptocurrency.
Supporters view the plan as an indication of confidence in XRP’s long-term prospects and an try and carry market stability.
Nevertheless, critics argue that an organization elevating capital to purchase its personal token dangers blurring the road between monetary technique and value help.
Some analysts warn that such large-scale interventions may reinforce the notion that Ripple’s success nonetheless depends upon XRP hypothesis, fairly than real on-chain or institutional utility.
In the end, the initiative highlights the identical structural problem going through Ripple’s ecosystem. Whereas the corporate swiftly expands into conventional finance, XRP’s sensible position inside that progress stays restricted.
