Polygon Labs and DeCard have partnered to permit holders of USDT and USDC to spend their stablecoins throughout greater than 150 million retailers globally.
The mixing, introduced on October 29, 2025, marks one of many largest expansions of stablecoin usability so far.
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Addressing the Stablecoin Utility Hole
Via this partnership, DeCard—previously Diners Membership Singapore—has added help for the Polygon community. It can enable immediate deposits of Polygon-based stablecoins into DeCard and DeCard Luminaries accounts.
Clients can now use these balances for real-world funds, successfully bridging on-chain belongings with present service provider networks.
— Marc, the Degen CEO of Polygon Labs (💜,⚔️, ※) (@0xMarcB) October 29, 2025
Regardless of a world stablecoin provide exceeding $300 billion, most tokens stay confined to buying and selling or DeFi purposes.
In line with latest market information, lower than 1% of worldwide cash flows at present contain stablecoins. The DeCard–Polygon collaboration is making an attempt to alter that by turning stablecoins into on a regular basis cost devices.
Polygon has grow to be one of many fastest-growing stablecoin networks. The blockchain helps roughly $3 billion in belongings and powers micro-USDC transactions at sub-$0.001 charges.
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Trade Momentum Towards Stablecoin Funds
October has seen a number of developments signaling stablecoins’ transfer into mainstream commerce. Western Union is reportedly testing stablecoins for worldwide transfers and international remittances.
In the meantime, Japan launched its first yen-backed stablecoin to help home funds. The worldwide stablecoin transaction quantity rose 70% this 12 months. This reveals accelerating adoption throughout sectors from e-commerce to luxurious journey.
Joan Han, DeCard’s COO, mentioned the initiative focuses on making stablecoin transactions “as intuitive as any other form of payment.”
“The collaboration makes stablecoins truly usable in everyday life. It’s a step toward mainstream financial freedom through blockchain technology,” mentioned Polygon Labs CEO Marc Boiron
General, the transfer displays a bigger business shift towards merging blockchain effectivity with regulated cost techniques.
As extra retailers and monetary establishments undertake stablecoin settlement, observers count on continued development in cross-border and retail cost use instances.
