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Asolica > Blog > Finance > Financial institution of America says Google’s subsequent large win isn’t what you suppose
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Financial institution of America says Google’s subsequent large win isn’t what you suppose

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Last updated: October 10, 2025 8:38 am
Admin
4 months ago
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Financial institution of America says Google’s subsequent large win isn’t what you suppose
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For Google-parent Alphabet, 2025 has been largely about layering AI throughout its footprint.

Contents
  • Google’s Gemini simply borrowed a web page from TikTok
  • Visible AI turns into the feed’s new progress engine

Gemini stored delivery whereas its potent Adverts and Cloud realized new tips. YouTube leaned into short-form content material with creation instruments turning into quite a bit less complicated and smarter.

It wasn’t all clear, although. 

Coverage flare-ups and product resets tried stealing the tape. Nonetheless, Google’s distribution emerged victorious with billions of customers, with a behavior stack few can rival. Furthermore, when Google slides a brand new interface into that machine, utilization strikes, after which the income math rapidly follows.

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That’s precisely the context for a brand new name from Financial institution of America, which successfully cuts in opposition to the standard “bigger model, bigger multiple” story. 

The analysts level to a totally completely different lever inside Alphabet, one which nudges time spent, broadens use instances, and opens paid surfaces that Wall Avenue isn’t absolutely modeling. If it finally ends up touchdown the way in which early alerts recommend, the incremental {dollars} will scale rapidly. The the place issues lower than the how, and that’s the twist.


Financial institution of America’s Justin Submit says Alphabet’s actual upside could come from how Gemini seems to be, not how sensible it’s.

Bloomberg/Getty Photos

Google’s Gemini simply borrowed a web page from TikTok

Financial institution of America’s Justin Submit simply flipped the script on Google’s AI story. 

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His newest word retains a Purchase score together with a $252 value goal (3% above Thursday’s shut), however his thesis is much less about Gemini’s IQ and extra about what occurs when folks begin scrolling.

Submit argues that Gemini is evolving from a static chat field to a visible, feed-based structure that’s extra like TikTok or Reels than a chatbot. 

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In his phrases, “a more visual and feed-based layout may drive higher engagement, especially for mobile users used to scrolling formats.” 

Extra time spent on the app means extra probabilities to monetize, with out ready for a leap in mannequin efficiency.

Furthermore, a vertical structure creates room for adverts, premium options, and creator-style discovery contained in the Gemini app. Submit hails it as a UI-driven progress play, which includes altering the look, which thereby modifications the outcomes. If Google rolls that feed into Android, Chrome, and Gmail, its unbelievable attain can elevate engagement and gross sales by itself.

Nonetheless, he notes a danger in retraining person habits and dropping parity with ChatGPT’s core chat circulate. Nonetheless, with Google’s YouTube DNA and unmatched attain, it’s the type of monetization check Wall Avenue is aware of the best way to measure.

Different Analyst Calls:

  • HSBC (Purchase, $285): Wall-street-high goal with bullishness on Gemini and the  “Ironwood” chip integration throughout Search, Cloud, and YouTube.
  • TD Cowen (Purchase, Worth goal bump from $270 to $280): Upside linked to resilient Search and sturdy Cloud momentum into Q3.
  • Wells Fargo (Equal-Weight, value goal to $236 (from $187): Large elevate however nonetheless cautious on the again of short-term Search energy, and medium-term uncertainty.

Visible AI turns into the feed’s new progress engine

Visible AI is now not a sidecar to social media, with it rapidly turning into the first engine of the feed.

Up to now month, OpenAI’s Sora video app jumped to #1 on Apple’s U.S. App Retailer, underscoring the thought that AI-native video has gone mainstream.

Associated: Cathie Wooden pours hundreds of thousands right into a 26-year-old tech large

YouTube Shorts now effectively monetizes at parity with long-form content material per watch hour within the U.S., and TikTok, with over 200 million European customers, is on tempo to say roughly one in each seven U.S. social advert {dollars} this 12 months.

Beneath the floor, Platforms are hardwiring generative video into their stacks.

Google’s Veo 3 presently sits inside YouTube Shorts, which is full with sound, atmosphere, and a brand new “Fast” mode for mobile-native, prompt-to-clip creation.

Gemini’s “Nano Banana” instruments, that are the corporate’s playful shorthand for on-device video and picture era, present how creation is being built-in throughout Android and Chrome.

For extra context, instruments like Adobe Firefly have already generated greater than 22 billion property, whereas Canva customers produced almost 1.4 billion AI pictures final 12 months. On prime of that, market sizing underscores the size, with analysts seeing generative AI gross sales hitting a whopping $71 billion in 2025 and as excessive as $890 billion by 2032.

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