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Reading: Charlie Javice duped JPMorgan out of $175 million. The financial institution is choosing up her authorized tab | Fortune
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Asolica > Blog > Business > Charlie Javice duped JPMorgan out of $175 million. The financial institution is choosing up her authorized tab | Fortune
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Charlie Javice duped JPMorgan out of $175 million. The financial institution is choosing up her authorized tab | Fortune

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Last updated: October 7, 2025 8:54 pm
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3 weeks ago
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Charlie Javice duped JPMorgan out of 5 million. The financial institution is choosing up her authorized tab | Fortune
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JPMorgan Chase & Co. was hit with $115 million in legal professionals’ payments for Charlie Javice and a second govt convicted of defrauding the financial institution, yet one more twist in a years-long authorized saga that’s captivated Wall Road.

The protection tab, revealed final week when Javice was sentenced to seven years in jail, is roughly two-thirds of the $175 million the financial institution paid for Javice’s student-finance firm, Frank. A Delaware court docket beforehand dominated that the phrases of that deal required the financial institution to cowl Javice and co-defendant Olivier Amar’s authorized prices.

The authorized invoice is the most recent fallout for JPMorgan from the disastrous transaction. It additionally illustrates how costly high-stakes litigation involving top-flight legal professionals can turn into. There are few litigants moreover the nation’s largest financial institution that would afford to pay such prices.

“Huge, huge number,” stated Kevin O’Brien, a former federal prosecutor now working as a white-collar protection lawyer in New York. “She had a lot of high-priced legal talent.”

It’s unclear why Javice and Amar’s protection prices have been so excessive. They seem to dwarf these of Theranos Inc.’s Elizabeth Holmes, who amassed not less than $30 million in authorized payments for her protection, in response to a authorities submitting forward of her November 2022 sentencing. Holmes acquired 11 years in jail.

Quinn Emanuel Urquhart & Sullivan, one among Javice’s legislation corporations, declined to remark. Her different legal professionals didn’t reply to requests for remark. Attorneys at Kobre & Kim who defended Amar additionally didn’t reply to requests for remark. JPMorgan declined to remark. 

To place the $115 million determine in perspective, a high-priced lawyer billing $2,000 an hour must invoice eight hours every single day, together with weekends and holidays, for almost 20 years to succeed in that complete. 

At trial, 19 legal professionals formally appeared for Javice, 16 for Amar, and the 2 groups pursued completely different methods on sure points. For all of the legal professionals in court docket, there would have been much more legal professionals, paralegals and help workers again within the workplace, O’Brien stated. It helps if another person is choosing up the invoice, he added.

“If you’re a defendant and you’ve got the backing of a board or an insurance company, you want to leave no stone unturned,” stated O’Brien. “The sky is the limit.”

JPMorgan tried to keep away from paying for Javice and Amar’s defenses. However a Delaware choose dominated in 2023 that the fraud allegations have been coated by the Frank merger settlement, which required the financial institution to advance authorized prices for the pair. Javice and Amar each turned JPMorgan executives after the deal closed however have been fired after the fraud was found.

Javice and Amar’s authorized prices aren’t only for the legal case. The pair have been additionally sued by JPMorgan itself in addition to the Securities and Trade Fee. Each civil circumstances have been placed on maintain till the legal one is resolved. Javice will incur much more bills interesting her conviction and sentence. In a Monday court docket submitting, her legal professionals stated they anticipated JPMorgan to proceed to cowl these prices as nicely.

JPMorgan can attempt to reclaim the cash from her, and US District Decide Alvin Hellerstein included the authorized prices within the $287.5 million restitution order that accompanied her jail sentence. Javice’s legal professionals requested the choose on Monday to rethink his order, contending that JPMorgan wasn’t entitled to get well protection authorized prices. 

Even when the order stays unchanged, the financial institution is unlikely to get again greater than a small fraction of the whole quantity. Javice is simply required to pay 10% of her revenue towards the order after she leaves jail, and it expires in 20 years.

Early on, the financial institution complained that it was being overbilled by Javice’s “army” of legal professionals. In 2023, her workforce of legal professionals was led by celebrity litigator Alex Spiro, who’s well-known for continuously representing Elon Musk. Spiro, who works at Quinn Emanuel, was charging Javice $2,025 an hour, in accordance a court docket submitting on the time. He declined to remark.

A New York jury convicted Javice and Amar in March, discovering they lied and faked information to say their web site, which supplied a free instrument to assist college students fill out the Free Software for Federal Pupil Assist, had 4.25 million customers when it truly had fewer than 300,000. An information scientist testified that he was paid $18,000 by Javice to create “synthetic” person information to point out JPMorgan.

Each defendants tried to focus jurors on what they claimed was JPMorgan’s hurried and flawed due diligence within the deal. In figuring out her sentence, the choose stated he was contemplating her “conduct, not JPMorgan’s stupidity.” Amar additionally unsuccessfully tried to distance himself from Javice, saying she deceived him together with JPMorgan.

The protection in the end referred to as only some witnesses, one among whom was Apollo World Administration Chief Govt Officer Marc Rowan, an investor and board member at Frank. The billionaire extra lately wrote to Hellerstein urging leniency for Javice.

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