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Reading: CFTC Quietly Corrects Stablecoin Steerage for US Banks
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Asolica > Blog > Crypto > CFTC Quietly Corrects Stablecoin Steerage for US Banks
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CFTC Quietly Corrects Stablecoin Steerage for US Banks

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Last updated: February 7, 2026 12:13 pm
Admin
6 days ago
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CFTC Quietly Corrects Stablecoin Steerage for US Banks
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The US Commodity Futures Buying and selling Fee (CFTC) expanded its digital asset collateral framework on February 6.

This replace explicitly authorizes futures fee retailers (FCMs) to simply accept stablecoins issued by nationwide belief banks as margin.

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Financial institution-Issued Stablecoins Enter US Derivatives Margin

The revision, detailed in Employees Letter 25-40, serves as a important course correction to steering issued in December.

That earlier framework had inadvertently created a two-tiered system by proscribing eligible fee stablecoins to these issued by state-regulated cash transmitters or belief firms.

The oversight successfully sidelined federally chartered nationwide belief banks from collaborating within the burgeoning marketplace for tokenized derivatives collateral.

Consequently, their earlier exclusion from the eligible collateral record was an unintentional error that required quick rectification.

In mild of this, this replace confirms that stablecoins issued by nationwide belief banks now have parity with property from state-regulated issuers, comparable to Circle and Paxos.

CFTC Chairman Mike Selig characterised the revision as a strategic step towards cementing American dominance within the digital asset sector.

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“With the enactment of the GENIUS Act and the CFTC’s new eligible collateral framework, America is the global leader in stablecoin innovation,” Selig mentioned in an announcement Friday.

The replace is important for the clearing business, which has struggled to combine digital property into conventional settlement workflows.

Salman Banei, normal counsel of Plume Community, famous the operational significance of the repair, saying:

“With this, GENIUS Act compliant stablecoins can be used as the payment leg for institutional derivatives settlement.”

The fee said that it might not suggest enforcement motion in opposition to FCMs that settle for newly certified property. Nevertheless, this leniency is conditional on their adherence to the improved reporting protocols outlined within the no-action letter.

In the meantime, this newest transfer is a part of a broader pilot program launched by the fee final 12 months.

Beneath this initiative, FCMs are briefly permitted to make the most of Bitcoin, Ethereum, and certified stablecoins as collateral for derivatives buying and selling.

Nevertheless, the CFTC emphasised that this aid comes with stringent oversight.

Collaborating FCMs should file frequent reviews detailing their digital asset holdings and should instantly disclose any vital operational failures, disruptions, or cybersecurity incidents.

This reporting mechanism successfully locations the business in a regulatory sandbox, the place the operational resilience demonstrated throughout this trial interval will decide the long-term viability of crypto-collateral.

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