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Reading: Airbnb’s CFO on the $250 million pandemic determination to guard model belief | Fortune
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Asolica > Blog > Business > Airbnb’s CFO on the $250 million pandemic determination to guard model belief | Fortune
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Airbnb’s CFO on the $250 million pandemic determination to guard model belief | Fortune

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Last updated: March 16, 2026 11:15 am
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8 hours ago
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Airbnb’s CFO on the 0 million pandemic determination to guard model belief | Fortune
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Contents
  • Smarter in seconds
  • Management lesson
  • Information to know

In March 2020, Airbnb was nearing an IPO that may cap one in every of Silicon Valley’s most intently watched progress tales. Then international journey stopped.

Inside weeks, the corporate’s enterprise successfully collapsed as borders closed, flights had been grounded, and shoppers retreated indoors. For Ellie Mertz, now Airbnb’s CFO, it was the sort of company disaster that rendered the same old finance playbook virtually meaningless. Situation planning, she recalled in a wide-ranging interview on Fortune Subsequent to Lead, broke down underneath uncertainty that was “orders of magnitude beyond” what any firm would usually put together for.

That second turned a defining take a look at for Airbnb’s enterprise mannequin and its management. Like many corporations within the early days of the pandemic, Airbnb confronted an instantaneous pressure: Protect money to outlive, or help the visitors and hosts who make the enterprise potential. It selected to help its neighborhood.

On the peak of the disaster, Airbnb allowed visitors to cancel bookings at no cost, together with nonrefundable stays. On the similar time, it paid hosts a complete of $250 million to assist offset their losses from pandemic-related cancellations. It was an costly determination for an organization whose income had fallen off a cliff. However Mertz frames it as one thing bigger than a monetary calculation. It was a call about what sort of model Airbnb needed to be after the disaster.

Within the quick run, the extra conservative transfer may need been to defend money and let market forces prevail. However manufacturers like Airbnb don’t thrive on transaction mechanics alone. Their sturdiness is constructed on belief, particularly in moments when prospects and companions are susceptible.

That sort of model longevity is tough to mannequin neatly in a spreadsheet, however it may possibly form an organization’s trajectory for years. If Airbnb had compelled visitors to soak up losses on journeys they may not take, it risked showing opportunistic at exactly the second when individuals had been frightened and financially strained. If it had left hosts to shoulder the blow alone, it may have broken the availability aspect of its market and weakened the loyalty of the entrepreneurs who underpin the platform. By absorbing ache on either side, Airbnb was successfully paying to guard future relevance.

That selection says an ideal deal about how Mertz sees the CFO function right now. In lots of corporations, finance continues to be seen primarily as a management perform, there to set limits, impose self-discipline, and say no. Mertz rejects that slender framing. At Airbnb, she sees finance as a strategic accomplice, charged with defending the enterprise whereas additionally serving to it attain its ambitions.

The pandemic made that philosophy actual. Airbnb was not merely attempting to outlive the downturn, she says. It was attempting to emerge from it with belief intact and a model robust sufficient to get better quicker than the trade round it. It additionally cemented a core lesson for Mertz: Within the moments that matter most, a pacesetter’s job is to assist resolve what’s value defending past the numbers.

Watch the complete interview right here.

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Management lesson

Airbnb’s CFO on profession improvement: “I encourage everyone on my team to…build out their skill set and also develop a personal brand as a go-getter—as someone with initiative and someone who can take on new challenges.”

Information to know

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Meta’s new utilized AI group is taking flat administration to an excessive, betting that radically fewer managers will pace innovation. Fortune

Pink and blue states are diverging on earnings tax concentrating on high earners, and billionaires are packing their baggage. WSJ; Fortune

The Giving Pledge is dropping clout as billionaires shift from philanthropy to politics. NYT

Black ladies are beginning companies on the quickest fee of any group, fueled partly by a colder company local weather. WSJ

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