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Asolica > Blog > Marketing > £15,000 invested in Greggs’ shares a 12 months in the past is now value…
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£15,000 invested in Greggs’ shares a 12 months in the past is now value…

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Last updated: February 1, 2026 9:48 am
Admin
2 months ago
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£15,000 invested in Greggs’ shares a 12 months in the past is now value…
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Contents
  • What’s gone mistaken?
  • Is there a chance right here?

Picture supply: Getty Photos

Over the previous couple of a long time, Greggs (LSE: GRG) has baked up a tasty return for shareholders. Recently although, Greggs’ shares have misplaced their flavour.

Take the previous 12 months for example. Throughout that interval, Greggs’ share worth has fallen 23%. So an investor who put in £15,000 again then would now be sitting on a shareholding valued at round £11,550.

There are dividends to take into consideration too. The present yield is 4.2%. A £15,000 funding in Greggs’ shares six months in the past ought now to be incomes near £500 in dividends yearly. Nonetheless, even permitting for that, the £15,000 funding would presently be displaying a paper loss total.

What’s gone mistaken?

Disappointing stuff. In spite of everything, no investor places cash into shares hoping that they are going to shrink in worth. So what has gone mistaken for Greggs?

Arguably not that a lot. However it’s presently caught in what I’d describe as an expectations entice. Once I say not that a lot has gone mistaken, I’m not glossing over current challenges.

Final summer time noticed a shock income warning. That displays a number of ongoing threats to the enterprise, from poor product demand planning and stock-keeping for seasonally-changing climate to the influence of upper Nationwide Insurance coverage and wage prices.

However Greggs continues to be rising revenues on a like-for-like foundation. That development seems even stronger when including within the impact of recent store openings.

The corporate continues to be worthwhile, has a loyal buyer base and advantages from a aggressive price construction because of its dimension and a few centralised manufacturing.

The rub is – and that is what I termed the expectations entice – Greggs had been seen as a scorching development share for some years. Now the enterprise has obtained a lot larger and natural development has slowed, traders are marking down the expansion premium they assume the share deserves.

So although Greggs continues to be a robust, worthwhile enterprise and in development mode, its shares have been pushed down as a result of projected enterprise development charges aren’t what they as soon as had been.

Is there a chance right here?

I’m not shocked by that declining development charge. No organisation can keep excessive development charges endlessly – all attain some extent of diminishing returns from enterprise enlargement.

With a number of thousand retailers within the UK, Greggs is nearer than ever to saturation level. Opening a brand new store dangers merely taking enterprise from an present one, reasonably than from a rival.

Nonetheless, is that this a foul enterprise? Under no circumstances. I believe it’s a nice enterprise. It has taken a commodity product vary and launched twists like distinctive names and flavours to assist differentiate its providing within the market, giving it pricing energy even for primary gadgets like the standard sausage roll.

The corporate has a compelling worth proposition for cost-conscious clients, but stays worthwhile and money generative. Prospects come usually and I anticipate that to remain unchanged. Folks have to eat regardless of the economic system is doing. In reality, Greggs’ price focus signifies that a weak economic system may truly be extra useful than dangerous for buyer demand.

I believe there may be now a basic mismatch between what Greggs’ shares must be value and what the inventory market says they’re value. Over the previous few months I’ve added extra to my portfolio.

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